Funeral policy

  • Published date: August 9, 2019
    • Adabraka, ADABRAKA, Accra-north, Ghana

What Optional Benefits do I enjoy?

optional/additional benefits on the funeral policy are as follows:

Insurance on Family: This benefit allows the policy owner to purchase insurance on any member of his/her extended family (spouse, children, parents, parent-in-laws). Each of the nominated members except the nominated child(ren) will be covered under a separate whole life insurance rider; the children will be covered under a term-to-age 25 temporary insurance rider.

Waiver of Premium on Disability: This benefit allows the life cover benefit on the primary insured as well as his/her nominated lives under the policy to still continue if the primary insured becomes permanently disabled before his or her 65th birthday.

Savings Plus: The “Savings Plus” rider allows the primary insured to accrue savings on the side through payment of additional monthly contributions (to be agreed at the inception of policy) whilst the policy is in force. The Savings Plus account will be credited with a rate of interest not less than 5% per annum. The Savings Plus account is accessible to the primary insured only at the end of every policy anniversary.

Term Conversions: The insurance on the primary insured as well as on a nominated life is convertible to a separate Universal Life policy during the term of the insurance. However, this arrangement does not go beyond the age of 65 of the person covered under the insurance.

How do I sign on?

Fill in the “get a quote” form now to start the process of enjoying a funeral policy today. We will contact you as soon we receive your submission, thank you.

Customer Service : +233 302 218 500 / 0202 222 113

E mail: [email protected] , [email protected]

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